See everything
Accounts, spending, budgets, and net worth in one place.
Personal finance, simplified
More than an
expense tracker.
Track spending, plan budgets, and watch your net worth grow, all in one beautifully simple app. Snap a receipt or just say it, and Money Flowl does the rest.
✓ Private by design ✓ Works in your currency ✓ Free to start
+ $2,400Income added
64%Budget on track
Add in seconds
Snap a receipt or just say it. AI fills in the rest.
Plan ahead
Budgets, planning, and recurring transactions, all in view.
Private by design
Your financial picture stays under your control.
One app, the whole picture
Money finally makes sense.
Less time sorting. More time knowing exactly where you stand.
01Every expense,
EFFORTLESS TRACKING
Every expense,
beautifully organized.
Record your expenses and understand where your money goes. See which categories take the most, how much you spend each day, your average spending, and how your habits change over time.
- Attach receipts to any transaction
- Daily spending and averages
- Category spending insights
- Spending trends over time
✓All sortedYour entries, neatly organized
Money Flowl AI
Snap it.
Say it. Done.
Take a photo of your receipt or describe an expense aloud. Money Flowl AI fills in the important details, making expense tracking quick and effortless.
▣
PhotoPoint your camera at a receipt. We extract the amount, merchant, and category.
●
VoiceSay “twelve dollars on coffee this morning” and it becomes a transaction.
✦ Powered by advanced AI. There is no model to download, so it is ready the moment you open the app.
“Twelve dollars on coffee
this morning.”→ Added to Food & Dining
this morning.”→ Added to Food & Dining
✦
✦
Clarity at every step
Today, tomorrow,
and years from now.
02 · ACCOUNTSAll your money,
All your money,
in one clear view.
From everyday cash and cards to loans, investments, and property, see every account and its current balance in one place. Move money between your accounts and keep an overall view across currencies.
- See your overall account balances
- Transfers between your accounts
- Works in multiple currencies
03 · PLANSpend smart.
Spend smart.
Stay ready.
Set budgets that fit your life and see where you stand at a glance. Plan your income and expenses so you always know what’s left to spend or save.
- Budgets that track your spending
- Income and expense planning
- A clear view of what’s left
04 · AVAILABLE TO SPENDKnow what’s
Know what’s
safe to spend.
Add your monthly income and essential expenses, and Money Flowl calculates what remains after the must-pays. It gives you one practical number for understanding what is available.
- See what’s left after the essentials
- Your income and fixed costs in one clear view
- Spend the rest with confidence
AVAILABLE TO SPENDUS$2,520≈ US$84 / day
05 · BUDGETINGBudgets that keep
Budgets that keep
you on track.
Set a budget for each spending category and see exactly how much you have spent and how much remains. Stay aware of your limits throughout the month.
- Budgets by spending category
- Amount spent for every budget
- Remaining budget at a glance
- Clear monthly progress
Shopping110%US$274 / US$250
06 · WEALTHWatch your
Watch your
net worth grow.
Combine assets and liabilities into a complete net-worth view. Follow historical changes and track the performance of individual assets, debts, and investments.
- Net worth = what you own minus what you owe
- Assets, liabilities, and investments
- Your progress, charted over time
07 · ASSET MOVEMENTWatch every
Watch every
asset move.
Whenever an asset's worth changes, whether it is your home, car, or an investment, log the new value and Money Flowl keeps the whole story. See exactly how much it's gained or lost, update after update, all the way back to day one.
- Update an asset's value in seconds
- A clear history of every change
- See the gain or loss over time
08A dashboard
YOUR HOME DASHBOARD
A dashboard
that’s yours.
Build a dashboard around the accounts, budgets, spending insights, investments, and wealth information that matter to you. Use the Home Screen widget for a quick view anytime.
- Choose the insights that matter
- Reorder, resize, or hide any widget
- See key numbers at a glance on your app dashboard
Made to fit you
Your money.
Your way.
Customize the appearance, text size, language, and base currency. Choose complete account-balance tracking or keep things lightweight with a simple money diary.
◐ Light + dark◎ Multiple languages$ Multiple currenciesAa Text size≡ Flexible setup
◇
PRIVATE BY DESIGN
Your money,
your business.
Money Flowl is built to respect your privacy. Your financial data is yours and designed to stay under your control.
Simple pricing
Start free.
Go Premium when
you’re ready.
Track your money for free. Unlock budgeting, planning, and your full financial picture with Premium.
FREE
The essentials
Everything you need to start tracking your money.- Core financial overview
- Income & expense tracking
- One money account (bank, cash, or card)
- Recurring transactions
TRY IT FREE
PREMIUM
The full picture
Everything in Free, plus:- AI capture: snap a receipt or just say it
- Multiple money accounts (bank, cash, cards, and more)
- Budgeting that helps you know before you exceed a budget
- Available to Spend shows what’s safe to spend each month
- Wealth tracking for net worth, assets, and investments
- Deeper insights into where your money goes
Good to know
Questions,
answered.
Everything you need to know before getting started.
Do I need to connect my bank?+
No. Money Flowl works entirely on your own entries. Connect nothing and share nothing.
How does the AI entry work?+
Snap a receipt or speak it. Money Flowl reads it and pre-fills the transaction for you to confirm.
Does it support my currency?+
Yes. Set your base currency and hold accounts in other currencies with automatic conversion.
Can I use it in my language?+
The app supports in-app language selection, independent of your phone’s language.
Light or dark mode?+
Both, plus system-matching, so Money Flowl always feels at home on your iPhone.
Is my data private?+
Your financial data is designed to stay under your control.
What’s free vs. Premium?+
Core tracking is free. Premium unlocks AI capture, advanced planning, insights, and more.
Your next chapter
Your complete financial
picture, in your pocket.
Download Money Flowl and see where your money really goes.
Download on theApp StorePrivate by design · Works in your currency · Free to start